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Apply by Phone Contact TFS Loans0203 476 4170
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How much can you borrow for a personal loan?
How much would you like to borrow (£) ?
Over how many months?
29.9% Classic+
Rate not available
39.9% Classic
Rate not available
Representative example
Representative 39.9 % APR  -  Loan amount £8,000  Interest rate  19.46% (fixed) p.a. Term 48 months.
Monthly repayment £307.33  -  Total amount repayable £14,751.84 which includes £295.00 acceptance fee.

We charge an acceptance fee of £295.00 which can be added to the loan. You are not required to pay this fee upfront. The repayment of the fee is included in the monthly repayments over the term of the loan as shown in the examples above.

The rate of interest which we may offer you is subject to status. Before entering into any credit agreement please make sure you can afford the monthly repayments.
We recommend that you seek independent advice if you are unsure of any of the terms of our agreement.

Why TFS Loans?

At TFS loans we believe in responsible and fair lending. There are no hidden fees and we make it really easy to repay your loan early.

We understand how it feels to have been turned down by banks and finance companies and we appreciate that whatever has happened in your past doesn’t mean that your future will be the same. With our vast experience of lending to thousands of customers, we believe in second chances. Provided you can afford the monthly payments and own your own home, you can apply for a personal loan with us.

Fast Simple Flexible
How to get your personal loan
Complete the form
Complete the form

Start your application now with our simple online form which takes just a few minutes.

Proof of income
Proof of income

Send us your proof of income via a secure service so we know you can afford the loan.

On approval
On approval

We'll transfer the funds to your bank account.

Request a callback

Please leave your details and one of our agents will be in touch shortly.


Your Privacy

We will always store your personal details securely. We'll use them to provide the service that you have requested, and communicate with you in the way(s) that you have agreed to. Your data may also be used for analysis purposes, to help us provide the best service possible. We will only allow your information to be used by suppliers working on our behalf and we'll only share it if required to do so by the law.

When you apply for a loan we will use an automated decision process to help us assess your creditworthiness and to ensure our decisions are fair, efficient and correct based on what we know as well as the information we receive from Credit Reference Agencies. This may lead to your application being declined or we may offer you an amount lower than you applied for and/or at a different rate of interest. Should your application be declined you can request that an underwriter review the decision. Please call us on 020 3476 4170.

For full details see our Privacy Policy or contact our Customer Services team 01268 740756,

We would like to keep you posted with occasional offers and relevant news. Your details will only be used by TFS Loans Limited and its group of companies and you can change your mind at any time. We will never give your information to other organisations to use for their own purposes. Please tell us if you would be happy for us to contact you:

Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to


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