If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.
The rate of interest which we may offer you is subject to status. Before entering into any credit agreement please make sure you can afford the monthly repayments.
We recommend that you seek independent advice if you are unsure of any of the terms of our agreement.
At TFS loans we believe in responsible and fair lending. There are no hidden fees and we make it really easy to repay your loan early.
We understand how it feels to have been turned down by banks and finance companies and we appreciate that whatever has happened in your past doesn’t mean that your future will be the same. With our vast experience of lending to thousands of customers, we believe in second chances. Provided you can afford the monthly payments and own your own home, you can apply for a personal loan with us.
Start your application now with our simple online form which takes just a few minutes.
Send us your proof of income via a secure service so we know you can afford the loan.
We'll transfer the funds to your bank account.
Whether it’s for a new car purchase, some home improvements, a holiday, or planning the big day, our unsecured Personal Loans can help you along the way.
We ask that you are a homeowner and can demonstrate you can afford the monthly payments. Our support team are on hand to answer any questions you might have about your personal loan.
Personal loans can be used to cover one-off, larger purchases – such as a holiday, a wedding, or a car. Our loans can also be used to consolidate your existing commitments*.
Firstly, you fill out our personal loan application form which only takes a few minutes. Once we have carried out a credit search we can then give you a decision. If you meet our lending criteria, we will then provide you with a provisional loan offer.
You need to demonstrate that you can afford the repayments, then once we have carried out some further checks, provided everything is in order, we transfer you the money!
Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.
Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.
Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk