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If at any point you need help during your application, get in touch on 0203 476 4170

Loan Amount

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How much would you like to borrow (£) ?
Over how many months?

39.9% Classic
Rate not available

29.9% Classic+
You're applying to borrow £5,000.00 over 48 months.
Repaying £169.88 per month.
Total repayable £8,154.24. APR 29.9% Representative Fixed.
Total amount repayable includes an acceptance fee of £295.00

The rates shown above are based on the amount and term you have selected on the slider.

The actual rate of interest we can offer you is based on the information you provide us and on a credit check being carried out on you, as well as further information in the application process.


If your application is successful, an email will be sent to you containing a link to view your loan offer. You can then review this offer, including the rate of interest and then decide whether you wish to proceed or cancel the application.

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Important information & Privacy Policy

Privacy Policy

We will always store your personal details securely. We'll use your details to provide the service that you have requested, and communicate with you in the way(s) that you have agreed to. Your data may also be used for analysis purposes, to help us provide the best service possible. We will only allow your information to be used by suppliers working on our behalf and we'll only share it if required to do so by the law.

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found by visiting the FAQ page.

For full details see our Privacy Policy or contact our Customer Services team 01268 740756, cs@tfsloans.co.uk.

Important Information

We have no information to suggest that the loan is unsuitable for your proposed use.

You will have 14 days to withdraw from the agreement after the loan has completed. If you decide to do this, you would need to notify us within 14 days of receiving a copy of the agreement signed by TFS Loans. You then need to return all the money within 30 days, plus a daily rate of interest to cover the time from when you received the money until we receive them back as cleared funds in our bank account.

If you miss any of the loan repayments and do not make a payment arrangement with us to clear the arrears then we may take action against all parties to the loan.

If an arrangement is not agreed or if an arrangement is agreed but not maintained then we may take action against all parties to the loan. The first stage of action would be a default notice being issued against all borrowers. The default notice could lead to legal action being taken to obtain a County Court Judgement (or similar in Scotland and Northern Ireland) which would be registered on your credit file. The County Court Judgement could be enforced against you through any of the following:

     • An attachment of earnings order      • A charging order against your home or property      • Other enforcement action such as seizure of assets by a Court Bailiff.

The cost of any of the above actions may be added to the debt you owe us.

Full details of the above will be explained in the documentation we send you to sign and return if you proceed with the application. Please make sure you read the documents before signing the agreement. Once you have signed the agreement you will receive a signed copy to keep for future reference.

Debt Consolidation

Please note that if you use the proceeds of this loan to consolidate any existing borrowing you should be aware that you may be extending the term of the debt and increasing the total amount you repay. We do not provide debt advice, therefore should you have any questions or concerns about this; you should seek independent debt advice from a specialist.

Fair Processing Notice

By ticking the box below and clicking "Finish"; you certify that if you have included a Joint-Applicant on this loan application, that you have the express permission of the Joint Applicant to submit their details to us. If you do not have their express permission you are committing identity theft, which is a fraud and a serious criminal offence. It is our policy to report any fraudulent application to the Police and we will press for prosecution in each and every case.

You are also confirming that you are happy for us to carry out a credit check on you, a record of which will show up on your credit file and may be used by other lenders when assessing any application for credit in the future. This check may include Experian Identify Authenticate, Equifax and Bank Wizard Absolute. For more information click here.

When you apply for a loan we will use an automated decision process to help us assess your creditworthiness and to ensure our decisions are fair, efficient and correct based on what we know as well as the information we receive from Credit Reference Agencies. This may lead to your application being declined or we may offer you an amount lower than you applied for and/or at a different rate of interest. Should your application be declined you can request that an underwriter review the decision. Please call us on 020 3476 4170.

We would like to keep you posted with occasional offers and relevant news. Your details will only be used by TFS Loans Limited and its group of companies and you can change your mind at any time. Please tell us if you would be happy to be contacted:

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Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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